Rates & Charges

    Service Charges and Fees

    Latest Updation / Modification as on 17/03/2025

    ITEM

    SERVICE CHARGES

    SMS Charge

    Rs.20 + GST per every quarter

    Cheques drawn on us (IBCs) & ECS/ACH Returned Charges

    Rs.100.00 for First three time and Rs. 200.00 for fourth time onwards

    Safe Deposit Locker Rent per Year According to Locker Size

    Small : Rs.1000.00+Rs.180/-GST
    Medium : Rs.2000.00+Rs.360/-GST
    Big : Rs.3000.00+Rs.540/-GST
    Large : Rs.4000.00+Rs.720/-GST

    Loan Processing Fees for SMT,OD/CC, Housing Loan & Education Loan

    0.75% of Loan Applied Amount considering A Minimum of Rs.1000/- and a Maximum of Rs. 30000/- (which ever is less)

    ATM Charges

    Free upto five Transactions per Month
    Additional Transactions charged by Rs.20/- Per Transaction.

    Annual Maintenance Charges

    Annual Maintenance Charges of SB / CA Accounts: Rs.100/ + GST

    NEFT Charges -

    From 1 Re. to 10,000 :                       Nil
    From 10,001 to 1,00,000 :                Rs.5 (including GST)
    From 1,00,001 to 2,00,000:             Rs.17 (including GST)

    RTGS Charges -

    From 2,00,001 to 5,00,000: Rs.24 (including GST)
    More than 5 lakhs : Rs.54 (including GST)

    IMPS CHARGES (Branch Channel)

    From 1 Re to 10,000 : Nil
    From 10,001 to 1,00,000: Rs.5 (including GST)
    From 1,00,001 to 2,00,000 : Rs. 17 (including GST)

    Educational Loans

    Educational Loans

    Education loan to meet expenses of higher education.

    Housing Loans

    Housing Loans

    Loans for purchase of House or Flats.

    Vehicle Loans

    Vehicle Loans

    Fulfil your dream of owning a vehicle