Service Charges and Fees

Rates & Charges

Latest Updation / Modification as on 10/09/2025

ITEM	SERVICE CHARGES
SMS Charge	Rs.20 + GST per every quarter
Cheques drawn on us (IBCs) & ECS/ACH Returned Charges	Rs.150 per instrument.
Safe Deposit Locker Rent per Year According to Locker Size	Small : Rs.1000.00+Rs.180/-GST Medium : Rs.2000.00+Rs.360/-GST Big : Rs.3000.00+Rs.540/-GST Large : Rs.4000.00+Rs.720/-GST
Loan Processing Fees for SMT,OD/CC, Housing Loan & Education Loan	0.75% of Loan Applied Amount considering A Minimum of Rs.1000/- and a Maximum of Rs. 30000/- (which ever is less)
ATM Charges	Free upto five Transactions per Month Additional Transactions charged by Rs.20/- Per Transaction.
Annual Maintenance Charges	Annual Maintenance Charges of SB / CA Accounts: Rs.100/ + GST
NEFT Charges -	From 1 Re. to 10,000 : Nil From 10,001 to 1,00,000 : Rs.5 (including GST) From 1,00,001 to 2,00,000: Rs.17 (including GST)
RTGS Charges -	From 2,00,001 to 5,00,000: Rs.24 (including GST) More than 5 lakhs : Rs.54 (including GST)
IMPS CHARGES (Branch Channel)	From 1 Re to 10,000 : Nil From 10,001 to 1,00,000: Rs.5 (including GST) From 1,00,001 to 2,00,000 : Rs. 17 (including GST)