Rates & Charges

    Loans Interest Rates

    Latest Updation / Modification as on 06/06/2020

    SCHEME PERIOD INTEREST RATE
    ORDINARY GOLD LOAN 3 Months 10.50%
    EASY GOLD LOAN 15 Days 8.50%
    SPECIAL GOLD LOAN 6 Months 11.50 %
    BULLET GOLD LOAN 12 Months 11.50 %

    OTHER LOAN PRODUCTS: Interest Rate Effective Rate
    Housing Loan – HL 12.40% 11.65%
    Employees Secured Loan – ESL 13.25 % 12.45 %
    Education Loan 13.75 % 12.92 %
    Merchants’ Loan 15.00 % 14.10 %
    Vehicle Loan on Fixed Deposit 11.50% 10.81%
    Vehicle Loan on Other Securities 13.00% 12.22 %
    Pensioners Loan 13.00% 12.22%

    UNSECURED LOAN – UMT Interest Rate Effective Rate
    a. Unsecured Loan M.T (Upto Rs.30,000/-) 15.50 % 13.95 %

    SECURED MEDIUM TERM LOANS ( PROPERTY LOANS ) - SMT, DST AND SLT Interest Rate Effective Rate
    a. Amount Upto and inclusive of 6-Lakh --- 60 Months Max. 11.60% 10.9%
    b. Amount Upto and inclusive of 6-Crore -- 120 Months Max. 13.30% 12.50%

    CASH CREDIT (OERDRAFT) – CC / OD Interest Rate Effective Rate
    a. Cash Credit Upto and Inclusive of Rs.25,00,000/- --- 12.90 %
    b. Cash Credit Rs.25,00,001/- and above --- 12.00 %
    Educational Loans

    Educational Loans

    Education loan to meet expenses of higher education.

    Housing Loans

    Housing Loans

    Loans for purchase of House or Flats.

    Vehicle Loans

    Vehicle Loans

    Fulfil your dream of owning a vehicle