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    Pradhan Mantri Suraksha Bima Yojana (PMSBY)

    The scheme has accident insurance worth Rs 2 lakhs at just Rs 12 per annum, in case of partial permanent disability ₹1 lakh. Applicable for all bank account holders whose age is between 18 to 70 years. Insurance also covers permanent disablement due to an accident. Period of Insurance is from 1st June-31st May (Annual).

    The premium will be deducted from the account holder’s savings bank account through ‘auto-debit’ facility. The person would be eligible to join this scheme through one savings bank account only. Aadhar would be the primary KYC for the bank account.

    Aadhaar would be the chief KYC for the bank account. The GST is exempted on Pradhan Mantri Suraksha Bima Yojana. From the account, the amount will be automatically debited. This scheme will be linked to the bank accounts opened under the Pradhan Mantri Jan Dhan Yojana scheme. Now any bank account holders can use this facility through their net-banking service facility at any time of the year.

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